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Modern Farmhouse Plan with Loft & Split Bedrooms – Spacious Single-Story Design (~2,498 Sq Ft

Dorcas Izan by Dorcas Izan
January 9, 2026
in House Designs
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Modern Farmhouse Plan with Loft & Split Bedrooms – Spacious Single-Story Design (~2,498 Sq Ft
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This modern farmhouse plan offers about 2,498 sq ft of thoughtfully arranged living space designed to blend relaxed everyday life with flexible family functionality. Featuring a smart split-bedroom layout, 3 to 4 bedrooms, 2.5 bathrooms, and generous porch areas, this design brings modern comfort and farmhouse charm together in a way that supports both lively entertaining and peaceful day-to-day living. 0

Exterior Appeal & Covered Porch Living

The exterior presents classic modern farmhouse character with balanced rooflines, clean siding options, and welcoming covered porches. 1 A broad front porch invites neighborhood connection and everyday outdoor moments, setting a relaxed and friendly tone for the home. 2 At the rear, a covered porch expands your outdoor living footprint — perfect for dining al fresco, early morning breakfast, or simply lounging with a view of the backyard. 3

Open Great Room & Central Living Space

Stepping inside, you’re greeted by an open central living area that combines a bright great room, dining space, and kitchen into a cohesive, airy zone. 4 Vaulted or high ceilings help amplify the sense of space, while abundant windows bring in natural light throughout the day. 5 The open design supports both daily family life and larger gatherings without feeling crowded — an ideal setup for modern lifestyles. 6

Kitchen Designed for Everyday & Entertaining

The kitchen sits thoughtfully within the open plan layout, offering efficient workflows and generous counter space for cooking and prep. 7 An adjacent dining area creates easy flow for mealtime and gatherings, while the nearby porch makes outdoor entertaining just a few steps away. 8 Large windows near the dining zone help keep the interior bright and inviting. 9

Primary Suite – Private & Comfortable

The primary bedroom is positioned on one side of the home for privacy. 10 Its en-suite bathroom includes dual vanities and a thoughtful layout that enhances everyday comfort. 11 With generous natural light and spacious proportions, this suite feels like a personal retreat while still being part of the overall floor plan. 12

Secondary Bedrooms & Split Layout

On the opposite side of the house, two additional bedrooms provide separation from the primary suite, offering privacy and quiet. 13 These rooms share a well-placed full bathroom and feature ample closets. 14 A flexible fourth bedroom or bonus space can serve as a guest room, office, or hobby area — ideal for changing needs over time. 15

Loft & Additional Living Zones

Above part of the home, a loft space adds versatile square footage that can be customized as a media room, playroom, study, or secondary living area. 16 Its location keeps it connected yet distinct from the main living areas, giving families a flexible spot for quieter pursuits or creative uses. 17

Practical Layout & Storage

Utility spaces like the laundry room and mudroom are positioned for convenience, helping keep daily chores organized and out of the way. 18 Storage closets are peppered throughout the plan to maximize practicality without compromising design flow. 19

Indoor-Outdoor Harmony & Natural Light

Windows placed throughout reinforce natural daylight and help blur the boundaries between indoor spaces and porch living. 20 Whether it’s relaxing inside on a quiet afternoon or hosting guests on the rear porch, the home’s layout supports a seamless indoor-outdoor lifestyle. 21

Dimensions & Key Features

  • Total Heated Area: ~2,498 sq ft 22
  • Bedrooms: 3 to 4 (primary + secondary + optional bonus) 23
  • Bathrooms: 2 full + 1 half 24
  • Stories: 1 with optional loft space 25
  • Porches: Covered front and rear porches (~838 sq ft total) 26
  • Garage: 2-car (side entry) 27
  • Width: ~78′-10″ 28
  • Depth: ~78′-8″ 29
  • Ceiling Heights: ~9′ standard 30
  • Roof Pitch: 9:12 31

Lifestyle Highlights

  • Split-bedroom design enhances privacy between primary and secondary zones. 32
  • Open great room and kitchen promote family connection and entertaining. 33
  • Covered porches expand living area outdoors year-round. 34
  • Loft space adds versatile square footage for secondary living or hobbies. 35
  • Utility and storage spaces support organized, practical living. 36

Estimated U.S. Build Cost (USD)

Assuming typical U.S. residential construction costs of **$180–$260 per sq ft**, building this ~2,498 sq ft home could range approximately **$450,000–$650,000 USD** (excluding land, site prep, permits, and regional variations). 37

Why This Farmhouse Plan Is Special

This modern farmhouse plan marries timeless exterior charm with contemporary interior flow. Its split bedroom layout, generous porch areas, and flexible loft make it well suited for both family living and entertaining. With thoughtful zoning between private and communal spaces, this design feels expansive yet cohesive — an ideal canvas for comfortable, modern living.

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