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New American Cottage–Finished Lower Level

Dorcas Izan by Dorcas Izan
November 20, 2025
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New American Cottage–Finished Lower Level
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This single-story (with a finished walk-out lower level) home offers approximately 2,680 sq ft of heated living area.
It features 4 bedrooms, 2 full bathrooms, and 1 half bath.
The overall footprint measures 41′ 6″ wide by 55′ 8″ deep, with a maximum ridge height of about 22′ 3″.
The garage is an attached 2-car garage with about 456 sq ft of area.

Exterior & Curb Appeal

The cottage-style design conveys warmth with mixed roof pitches (primary 6:12, secondary 10:12) and exterior walls framed with 2×6 construction.
A covered back balcony and a covered patio down below extend the indoor-outdoor connection. On the front side, the compact width and modest depth lend themselves to narrower lots.

Main Level Interior

On entry you arrive at the foyer which leads immediately to a den — ideal for a home-office or quiet reading space.
The heart of the home is the open-plan kitchen with a large island and tall pantry. It flows into the dining room and living room, both of which open to the covered balcony at the rear.
The master suite occupies the entire right flank of the main level and enjoys access to the outdoor area. This layout grants privacy and separation from the other bedrooms.
Ceiling height on the first floor is 9 ft.

Finished Lower Level

The lower level adds about 1,335 sq ft of finished space.
Here you’ll find the remaining three bedrooms, a rec/game room, a bonus room, and outdoor access via the walk-out. This expands usable living space beyond the main floor. The ceiling here is also 9 ft.

Room Dimensions & Practical Points

With the house width of 41′ 6″, the layout is efficient and suitable for a modest parcel. The depth of 55′ 8″ allows a deep footprint but still manageable lot coverage.
The full two-car garage at 456 sq ft sits up front with direct entry to the foyer — convenient for everyday living.
With the finished lower level, this plan offers flexibility: guests, teens or multi-generational living can occupy the basement area while main level remains quiet and private.
The open kitchen/dining/living layout with direct outdoor balcony access is ideal for entertaining, while the separate den gives a dedicated workspace.

Estimated Cost

While the plan itself does not list a build cost for every region, similar plans of this size and complexity (2,680 sq ft finished plus basement) in many markets range from roughly US $250-350 per sq ft depending on finishes, site conditions and local labour. At 2,680 sq ft that would translate to an estimated US $670,000-940,000 ballpark in many suburban markets (note: costs vary widely).

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This house plan blends cozy cottage charm with roomy modern living and a fully finished lower level — making it both stylish and functional.

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